Privacy

Privacy Policy

Last updated: January 1, 2026

1. Information We Collect

We collect information you provide directly: email address, name (optional), and financial data you enter (expenses, budgets, categories). We also collect usage data to improve our service.

2. How We Use Your Information

Your information is used to: provide and maintain the service, sync your data across devices, send important service updates, and improve the user experience. We do not sell your data.

3. Data Storage & Security

Your data is stored on secure cloud servers with encryption at rest and in transit. We implement industry-standard security measures to protect your information from unauthorized access.

4. Data Sharing

We do not sell, trade, or share your personal financial data with third parties. We may share anonymized, aggregated data for analytics purposes. We may disclose data if required by law.

5. Your Rights

You have the right to: access your data, export your data at any time, request correction of inaccurate data, and delete your account and all associated data permanently.

6. Cookies & Tracking

We use essential cookies for authentication and session management. We use analytics to understand how users interact with the app. You can disable non-essential cookies in your browser settings.

7. Third-Party Services

We use trusted third-party services for authentication (Google OAuth), hosting (Cloudflare), and analytics. These services have their own privacy policies governing their use of data.

8. Data Retention

We retain your data as long as your account is active. Upon account deletion, your data is permanently removed within 30 days. Backup copies may be retained for up to 90 days for disaster recovery.

9. Children's Privacy

Our service is not intended for children under 13. We do not knowingly collect personal information from children under 13. If we discover such data, we will delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of any material changes via email or in-app notification. Your continued use constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or your data, please contact us at privacy@zeroxsolutions.com.