Legal

Terms of Service

Last updated: January 1, 2026

1. Acceptance of Terms

By accessing or using Centify., you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

Centify. is a personal finance management application that allows you to track expenses, create budgets, and manage your financial goals. The service requires an internet connection and user account to function.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account. You must be at least 13 years old to use this service.

4. User Data

You retain ownership of all data you input into Centify.. We do not sell your personal financial data to third parties. Your data is stored securely and used only to provide the service.

5. Acceptable Use

You agree not to use Centify. for any unlawful purpose or in any way that could damage, disable, or impair the service. You may not attempt to gain unauthorized access to any part of the service.

6. Service Availability

We strive to maintain high availability but do not guarantee uninterrupted access. We may modify, suspend, or discontinue the service at any time with reasonable notice.

7. Limitation of Liability

Centify. is provided "as is" without warranties of any kind. We are not liable for any financial decisions made based on information provided by the app. Always consult a financial professional for important decisions.

8. Changes to Terms

We may update these terms from time to time. Continued use of the service after changes constitutes acceptance of the new terms. We will notify users of significant changes via email or in-app notification.

9. Contact

If you have questions about these Terms of Service, please contact us at support@zeroxsolutions.com.